The Endorsement Program of the Connecticut Bankers Association offers products and services worthy of member bank attention when making a purchasing decision. The Association staff, in consultation with member banks, continues to examine and recommend new products and services deemed appropriate for consideration by the membership. As such, we would welcome your suggestions for consideration. The companies listed below have been endorsed by the Association as offering a product or service which merits particular consideration:

Affinion Group
Julie Taylor
Director Community Bank
100 Connecticut Avenue
Norwalk, CT 06850
Phone: (203) 956-1000
Fax: (203) 956-1007

Affinion Group is a leading provider of innovative membership services, credit card loyalty programs, direct marketed insurance and value-added checking programs. The Customer Appreciation Program (AD&D) offers consumers a gift of $1,000 Accidental Death and Dismemberment Insurance at no cost and the consumers have the option of purchasing additional coverage. The goal of the program is to increase profitability, generate fee income, allows customers to differentiate themselves in the marketplace and provide higher retention.

The Relationship Banking Strategies (Packaging Programs/Value-Added Checking Strategies) is designed to maximize appeal, strengthen loyalty and deliver results. Affinion provides all of the marketing, implementation and direct mail.

BISYS Retirement Services
Jane Weizenegger
Manager-Association Relations
P.O. Box 979
Brainerd, MN 56401
Phone: (800) 346-3860
Fax: (218) 825-5011

BISYS Retirement Services focuses exclusively on the retirement services industry providing financial services firms with ERISA expertise, consulting and the broadest array of support services in the industry. In addition, the firm is the largest trainer of retirement plan professionals, one of the top document providers in the nation, and a leading developer of advanced, web-based technology.

Brokerage Risk Management/Southwest Business Corporation
Richard Boccaccio, President & CEO
36 Trumbull Street
Hartford, CT 06103-2404
Phone: (860) 249-6811
Fax: (860) 399-5131

Brokerage Risk Management of West Hartford has partnered with SWBC, one of the nation’s leading providers of financial institution services, to make available the Real Estate Insurance Program. This program enhances a bank’s ability to track its Real Estate Insurance needs on lender placed flood and hazard coverage’s, transferring the compliance responsibility. Environmental liability coverage is also available allowing a bank to protect its commercial property risk. In addition, the program offers a special flood determination service competitively priced for CBA members.

Harland
Maryann Dazkevich
Senior Account Executive
77 Garfield Road
West Hartford, CT 06107
Phone: (860) 561-5559
Fax: (860) 561-5559

Harland supplies a broad selection of checks to financial institutions. Their pricing schedules and discount program recognize the needs of member banks to provide a quality check at extremely competitive costs, consistent with timely service.

IMPACT Financial Services
Bob Flowers
President & CEO
341 Cool Springs Boulevard
West Suite 230
Franklin, TN 37067
Phone: (615) 771-9494
Fax: (615) 771-7789

IMPACT Financial Services, Inc. is the industry leader in the automated overdraft privilege category. The unique design of the program insures two strategic goals. First, the maximization of fee income and secondly, the retention of customer accounts. The IMPACT program operates under a completely regulatory compliant framework that is truly bank customer friendly.

Infinex Financial Group
Steve Amarante
President & CEO
538 Preston Avenue
Meriden, CT 06450
Telephone: (203) 599-6000
Toll Free: (800) 218-2827
Fax: (203) 599-6001

Infinex supports a full range of investment and insurance products that allows the bank to fulfill customer needs in mutual funds, annuities, stocks, bonds, life and long-term care insurance. In addition to the basic service of providing market access for the bank, Infinex provides the key service of advising on the appropriate steps needed to set up and maintain a successful non-deposit products program. While all final decisions on the style and structure of the individual bank program remain with the institution, it is Infinex's belief that the difference between success and failure is in the small details. Infinex can provide the real world experience to take any institution from start-up to success.

Profit Protection, Inc.
Alan Hazen
President
4800 S.W. 51st Street
Suite 101
Fort Lauderdale, FL 33314
Phone: (954) 327-1223
Fax: (954) 327-1226

Profit Protection, Inc. publishes a monthly publication for financial institutions containing timely case histories and procedural guidelines on security risk management. The Advisor is the only monthly advisory service based upon a review of current case histories of crimes, losses and lawsuits. Subscribers are provided with an awareness of current crime trends and techniques, along with practical solutions to everyday security problems. A wide variety of security related publications are also available for member bank purchase.

Progressive Casualty Insurance Company
Robert Splawn
Regional Territory Manager
5920 Landerbrook Drive
PLG-L21
Mayfield Heights, OH 44124
Phone: (800) 274-5222
Fax: (800) 456-6590

Progressive Casualty Insurance offers Financial Institution Bond and Directors and Officers Liability coverage through the ABA-sponsored insurance program. Progressive Insurance also provides Entity E & O and Employment Practices Liability Insurance Coverage. The Employment Practices Liability Insurance provides coverage to the banks and its directors, officers and employees for losses arising from wrongful termination, discrimination and sexual harassment.

Retirement System Group, Inc.
John Saunders
Executive Vice President
150 East 42nd Street
27th Floor
New York, NY 10017-5201
Phone: (212) 503-0179
Fax: (212) 503-0178

Retirement System Group, Inc. provides actuarial and retirement benefits consulting and administrative services to tax-qualified pension, profit sharing and savings plans and non-qualified programs.

Xerox Corporation
Bruce Hellman
National Account Manager
Xerox Square
12th Floor
Rochester, NY 14644
Phone: (585) 482-4002

Xerox Corporation markets office document products, including facsimiles, laser printers, copiers, scanners and many more business products. This exclusive agreement guarantees preferred pricing on the sale or lease on any of these products and includes training, systems management and other Xerox business services.